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Spain
Spain runs on city life, the sea and an unhurried pace: healthcare, transport and schools work steadily, and the regions differ more than the map suggests. Costs stay below France and Germany, yet rent in Madrid, Barcelona and along the coast takes a large share of any budget. The south has long hot summers, the north is green and rainy, and winter is mild almost everywhere. The permit is arranged before you arrive; after that come queues at the immigration offices and a rental market where listings disappear within a day.
Facts about the destination
€1,456
Living solo, economy
Mediterranean
Climate
Cost of living3
- Living solo, economy
- €1,456 per month
- Living as a couple, comfort
- €4,222 per month
- Living as a family, premium
- €7,862 per month
Entry and visas6
- Nomad visa
- Open
- Work visa
- Open
- Student visa
- Open
- Retirement visa
- Open
- Paid residency program
- No such programme
- Investment residency
- Discontinued
Money and housing7
- Median rent
- $1,400 per month
- Tax system
- Worldwide income taxed
- Income tax, maximum
- up to 54%
- Значение отражает верхнюю границу с учётом региональной надбавки Каталонии — в Мадриде реальный максимум ближе к 49%.
- Price per square metre
- $8,900 per m²
- Property ownership for foreigners
- Allowed
- Special regime for new residents
- Yes
- Закон Бекхэма даёт новым налоговым резидентам плоскую ставку 24% на доход от наёмного труда сроком до 6 лет, самозанятых без местного работодателя обычно не покрывает.
- Mortgage for non-residents
- No
- Держателю паспорта РФ ипотеку испанские банки практически не одобряют независимо от статуса резидентства.
Safety and environment6
- Air quality
- AQI 35
- Safety
- 4 out of 5
- Armed conflict
- None
- Healthcare
- 5 out of 5
- Internet
- 5 out of 5
- Insurance required for a visa
- Yes
Language and daily life4
- English
- 3 out of 5
- Russian-speaking
- 3 out of 5
- Banking
- 2 out of 5
- Усиленный банковский комплаенс 2026 года означает, что вам стоит закладывать больше времени на открытие счёта, чем предполагает оценка.
- MIR cards
- No
Legalization9
- Years to permanent residency
- 5 years
- Years to citizenship
- 10 years
- Remote work for foreign clients
- Yes
- Citizenship by investment
- No such programme
- Hiring a foreigner
- Hard
- Ease of legalization
- 3 out of 5
- Golden visa для инвесторов недвижимости закрыта в апреле 2025 года — легализация теперь идёт через номад-визу или NLV, а не через покупку жилья.
- Second passport kept after naturalisation
- No
- Citizenship for a child born here
- Under conditions
- Fast-track naturalisation
- No
Climate and region3
- Climate
- Mediterranean
- Kind of destination
- To live in
- Region
- Europe
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Spain is just getting started
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Spain: living here
What living here is like — from people who already moved